Top 10 Ways I Serve My Clients

I strive for excellence for each of my clients, making sure your experience is a good one. When you choose to work with me, I make every effort to deliver the best results possible.

Here’s how I create a good experience for you – whether you’re selling your home or are looking to buy:

  1. I sit down with potential clients to ensure all their questions are answered before moving forward.
  2. I will address any concerns you may have as they arise.
  3. I take the time to understand the current Real Estate market.
  4. I know how to assist sellers in getting the most for their home.
  5. As a buyer’s agent, I assist in placing a strong and competitive offer.
  6. I negotiate on your behalf – whether you’re buying or selling.
  7. Assisting throughout the whole transaction process – I will see it through to the last signature.
  8. If needed, I can provide my clients with a comprehensive list of trusted contractors and inspectors
  9. I use and understand the importance of technology to be able to connect the dots for you.
  10. I know that bragging about my success or my company’s doesn’t help you – it’s my goal to provide expertise with the heart of a teacher.

Why did I align myself with Steel Horse® Realtor & Company?

I am focused on – and passionate about – serving our Active Military and Veterans because my oldest son is a Marine. There is a great deal of pride in what I deliver to each client and pride myself in serving you, especially focusing on what you need and want. When I am able to serve my clients in a way that they are happy with, it’s a daily sense of accomplishment!

I’m proud to join Steel Horse Realtor & Company – a grassroots “Mom & Pop shop” if you will – for that exact reason. Full transparency is of utmost importance to me, along with God, Family, and Country. At Steel Horse, we bring community and people together. We’re a group of down-to-earth and skilled Real Estate professionals poised to help you navigate the ever-changing market. Let me help you find Your Road Home!

Together, we can turn your thoughts into reality. I look forward to working with you. Ready to get started? Contact me today!

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It’s Tax Season… Use Your Refund to Jump Start Your Down Payment Savings!

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,840 this year when filing their taxes. This is down slightly from the average refund of $2,895, last year.

Tax refunds are often thought of as ‘extra money’ that can be used toward larger goals. For anyone looking to buy a home in 2018, this can be a great jump start toward a down payment!

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Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling

Whether you are buying or selling a home it can be quite the adventure, which is why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal. But in this world of instant gratification and internet searches, many sellers think that they can ‘For Sale by Owner’ or ‘FSBO.’

The 5 reasons you NEED a real estate professional in your corner haven’t changed but have rather been strengthened by the projections of higher mortgage interest rates & home prices as the market continues to pick up steam.

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Calm Down! The Real Estate Market is NOT Falling Apart

There has been tremendous volatility in certain markets over the last few weeks (for example, the stock and currency markets). When this happens, some tend to lump all of their investments together and create an almost ‘Armageddon’ scenario where everything loses value quickly and dramatically. Real estate is an investment that can get caught up in this hysteria. Does the concern about the current housing market have merit?

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Which Comes First… Marriage or Mortgage?

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable.

But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 16% of all first-time buyers last year.

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Why You Need a Professional on Your Team When Buying a Home

Many people wonder whether they should hire a real estate professional to assist them in buying their dream homes or if they should first try to go through the buying process on their own. In today’s market: you need an experienced professional.

You Need an Expert Guide If You Are Traveling a Dangerous Path

The field of real estate is loaded with landmines; you need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and is ready for you to move into can be tricky. An agent listens to your wants and needs, and can sift through the homes that do not fit within the parameters of your “dream home.”

A great agent will also have relationships with mortgage professionals and other experts that you will need in order to secure your dream home. 

You Need a Skilled Negotiator

In today’s market, hiring a talented negotiator could save you thousands, perhaps tens of thousands, of dollars. Each step of the way – from the original offer to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes.

Realize that when an agent is negotiating his or her commission with you, they are negotiating their own salary; the salary that keeps a roof over their family’s head; the salary that puts food on their family’s table. If they are quick to take less when negotiating for themselves and their families, what makes you think they will not act the same way when negotiating for you and your family?

If they were Clark Kent when negotiating with you, they will not turn into Superman when negotiating with the buyer or seller in your deal. 

Bottom Line

Famous sayings become famous because they are true. You get what you pay for. Just like a good accountant or a good attorney, a good agent will save you money…not cost you money. When you’re ready to hire a real estate professional – I’d be honored to become part of your team. Contact me with any questions!

Paperwork for Mortgage

Why Is There So Much Paperwork Required to Get a Mortgage?

Why is there so much paperwork mandated by the lenders for a mortgage loan application when buying a home today? It seems that they need to know everything about you and requires three separate sources to validate each and every entry on the application form.

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history.